Now that you have been proposed too, how do you go about caring for your ring…No I don't mean telling it how much you love it and showing it off...
First and foremost above all else- get your ring insured. Chances are if your man is on top of things this is done before he gives it to you…. But just in case you are the organizer in the relationship this is what insuring the ring requires…
1. Before you can get the ring insured you need it appraised. A replacement cost appraisal is what you should be looking for. A certified gemologist should do this. The appraisal will verify the authenticity, design, quality, and value of the item. The appraisal should be done by an independent appraiser and put in writing (about 3-5 pages). The document will include pictures and diagrams of you jewelry as well as identifying characteristics etc.
2. Once you get the jewelry appraised you can get it insured. There is a premium (about 1-3% per year based on the value, amount of coverage, personal claim history etc.)
This is way to detail oriented for me bottom line get it insured to CYA (cover you’re a**)
Sized: I am the worst with this and my friends can testify to it. Get your ring sized ASAP. You can either get it made smaller, put in a U-guard, or little stoppers. Remember, the colder it is the thinner your finger so don’t freak out when the temperature drops and all the sudden your ring is upside down.
« IMPORTANT- if you are dropping your ring off to get sized or fixed make sure they give you a signed document that they are taking it…
o If they say they don’t do it, INSIST have them write it on the back of their business card if necessary; have them give a description of the ring and sign/date it…(inside trick, if you have not been told the size of your stone, which is not really an appropriate question to ask (equate to asking penis size)… this is when you get a free pass to ask your fiancé because he would rather divulge his secrets then get scammed by a jeweler.)
o Why is this important, because there are scam artists in the world and they can switch your diamond (its happened to a family member) Lets face it you’re not a diamond expert and unless you stare at your diamond 24-7 (this is likely in the first month of engagement) and your stone has very few flaws, there is no way you can be 100% sure you are given the exact stone back. If there is even a .0002 carat difference or non-matching inclusions, it is still a difference even to your untrained eye. THIS IS A REAL PROBLEM, the diamond will not match the one you have insured and appraised. SO if you go to sell it (or upgrade) you don’t have the same stone you purchased and none of your documents that certify the stone will match the one you are trying to sell…
o BOTTOM LINE, insist they sign something and show you are not someone to mess around with. Don’t be weak when they say oh we would never do something like that etc. INSIST!
Cleaning tip from Mama…boil some hot water with a few squirts of fantastic or windex (don’t heavily inhale I imagine its not to healthy) soak the jewelry in the water for a few minutes a lot of dirt will come off in the water and a lot will be loosened when you take it out. One you take it out let it cool a lil bit (don’t burn yourself). Take an old soft toothbrush and spray the ring with the fantastic/windex use the toothbrush to get into the nooks and crannies to get all the gunk off. Then rinse the ring when done. I do this for all my jewelry even my watch, just watch if your watch isn’t water proof or sturdy, don’t keep it in for as long as the diamonds. LEGAL NOTICE-I am not liable if you over boil your watch and it stops working. A good trick is if the band comes off the face you can clean the band separately in the water.
Please note this is a serious post because diamonds are serious. Yes they are super pretty and shiny, but they are an investment, and no one should fool around with their investments.
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